So, you’ve decided to dive into the accounting world? Big moves! And now you’re stuck between two heavyweights: ACCA and ACA. What’s the difference? Which one will actually get you where you want to go? And honestly, does it even matter?

Short answer: Yes, it totally matters.

Whether you’re dreaming of working at a Big Four firm, going global, or just want a qualification that doesn’t make you cry at night (no promises), choosing the right path from the start can save you a ton of stress.

But do not be so worried! We are explaining everything in the easiest way, discussing the significance of each trait, pointing out the differences between them, and the one that can be a good choice for you.

Let’s get into it.

What is ACCA?

ACCA stands for the Association of Chartered Certified Accountants. It's a global qualification that opens doors in over 180 countries. Think of it like the Netflix of accounting certs; it works almost anywhere.

Here’s why people go for it:

• You don’t need a specific degree to start, just a few basic qualifications.

• It’s flexible. You can study while working from literally anywhere.

• It’s perfect if you’re aiming for international roles.

• The catch? It can take a while. There are 13 exams, and most people finish them over 3-4 years (depending on how hard you grind).

What is ACA?

ACA is the Associate Chartered Accountant qualification. It is offered by the ICAEW (the Institute of Chartered Accountants in England and Wales). It’s more UK-focused and super popular with big firms in the UK.

Why to choose ACA?

• It's highly respected in the UK, like top-tier respected.

• You usually do it through a training contract with an approved employer.

• It includes work experience, ethics training, and 15 exams.

• Downside? It’s less flexible. You typically need a training contract to start, and it's more structured. No "study whenever you want" vibes here.

ACCA vs. ACA: What’s the Real Difference?

Let’s break it down real quick:

Is ACA Better Than ACCA?

The short answer? Not really; just different.

ACA is known for its prestige in the UK. It’s structured, a bit more intense, and usually completed through an approved training contract. If you’re aiming for a traditional accounting path in the UK, ACA might give you an edge, at least locally.

ACCA, on the other hand, is global, flexible, and self-paced. It lets you work and study from almost anywhere, with way more international recognition (over 180 countries, FYI). It’s ideal for people who want options beyond the UK or a more self-driven study journey.

Well, is one better than the other? Clearly, only if your career goals permit. In case you want to become international, switch to various industries, or you need a flexible way, ACCA can be more suitable. ACA, on the other hand, if you stay in the UK, and being in the Big 4 is what you aspire to, this might be your choice.

Which One Should You Pick?

Here’s the tea: it depends on your vibe, goals, and lifestyle.

• Want flexibility? ACCA’s your bestie.

• Want to stay UK-based and work at a top firm? ACA’s the way to go.

• Already working and can’t commit full-time? ACCA’s got your back.

• Got a training contract or plan to get one soon? ACA might make more sense.
  
  

Also, ask yourself:

• Do I want to work abroad?

• Can I handle a rigid schedule?

• Am I okay with a longer route if it means more freedom?

• No one-size-fits-all answer here, and that’s okay!

Career Paths After ACCA vs ACA

Okay, so you’ve got your qualification; now what?

Here’s where each one could take you:

ACCA grads often end up in roles like:

• Financial Analyst

• Internal Auditor

• Finance Manager

• Risk Consultant

• International Tax Advisor

Because ACCA is globally recognised, it's a go-to if you're planning to work outside the UK or jump between industries.

ACA grads, on the other hand, usually land in:

• Audit & Assurance

• Corporate Finance

• Forensic Accounting

• Tax Advisory

• Senior roles in UK-based companies

If your goal is climbing the corporate ladder in London or joining a prestigious UK firm, ACA’s your ticket in.

Is ACCA Harder Than ACA? A Realistic Look

Let’s be real! Neither ACCA nor ACA is a walk in the park. If you’re looking for the “easier” one… Well, it depends on you.

ACCA might feel easier if you:

• Prefer self-paced learning

• Are juggling work or family responsibilities

• Need more flexibility around exam scheduling

• Don’t have a traditional finance/accounting degree
  
  

ACA might feel easier if you:

• Thrive with structure

• Like having a clear study plan and deadlines

• Have a training contract (so your employer supports you)

• Want to finish quicker and get into senior roles fast

Can You Do Both?

Short answer: You can, but… why?

Here’s the thing:

• Most people don’t do both because one is usually enough for their career goals.

• But if you start with ACCA and then want to switch to ACA, you might get a few exam exemptions. If the ACA board approves them (they’re picky).

• The reverse? Much trickier.

So, unless you’re planning world domination or switching countries or careers midway, pick one and go all in. Your brain (and social life) will thank you.

Aca Vs Acca Salary Expectations: Let’s Talk Numbers

We get it! You’re not doing all these exams just for fun. Here's a rough idea of what the paycheck might look like:

With ACCA:

• Entry-level: £25K–£35K

• After 3–5 years: £45K–£60K

• Senior/International roles: £70 K+
  
  

With ACA:

• During training contract: £28K–£40K (depending on firm)

• Newly qualified: £50K–£65K

• With a few years’ experience: £75K+ (especially in London)

Keep in mind: location, company size, and extra experience all play a big role. But bottom line? Both paths pay well. It’s more about where you want to go.

Exam Structure Breakdown: What Are You Signing Up For?

Honestly? Both qualifications will test your brainpower, but the structure is different.

ACCA has 3 levels:

• Applied Knowledge (3 papers)

• Applied Skills (6 papers)

• Strategic Professional (4 papers, including options)

• Ethics module + Work experience (if you want to become a full member)

You can spread the exams over several years. It’s marathon vibes, not a sprint.

ACA has a more structured route:

• Certificate Level (6 exams)

• Professional Level (6 exams)

• Advanced Level (3 exams)

• 450 days of relevant work experience

• Ethics and professional development requirements

With ACA, you usually follow a timeline during your training contract. It’s intense, but you’re not doing it alone.

Are There Scholarships or Financial Support for ACCA or ACA?

Let’s be real! Both ACCA and ACA aren’t exactly budget-friendly. But don’t stress, there are ways to ease the financial pressure.

If you're leaning towards ACCA, good news:

• ACCA runs a Global Scholarship Programme for high-performing students. Think of it as a “we got you” if your grades shine.

• There are also fee discounts in select countries, especially if you apply through an official learning partner.

• Bonus tip? Some employers will even reimburse your exam fees after you pass (yes, really).
  
  

With ACA, it’s a different setup.

• Most students do ACA through a training contract with an employer, which usually means your company covers exam fees, study materials, and even study leave.

• If you’re applying from a less privileged background, check out ICAEW’s Access Accountancy initiative. It helps improve diversity in the profession with mentoring, internships, and entry support.

So, whether it’s a scholarship or employer backing, both routes can work without draining your bank account.

Where Can Each Qualification Take You (Literally)?

Planning to work abroad someday? Or maybe just keeping your options open?

Here’s the deal:

ACCA is a global star.

• It's recognised in 180+ countries, and widely accepted in Europe, Asia, the Middle East, and Africa.

• If international mobility is part of your long-term plan, this one's a strong contender.

ACA is highly respected in the UK and Commonwealth countries.

• It has official recognition in Australia, New Zealand, and South Africa, and mutual agreements with accounting bodies in places like Canada.

• It’s perfect if your sights are set on staying within the UK or working for a global company headquartered there.

Just remember: Both open doors! The real difference is in which doors you want to walk through.

Study Support & Resources: Who Makes It Easier to Pass?

Spoiler: both exams are tough. But the support system behind each one? That’s where things get interesting.

ACCA is super flexible:

• You’ve got loads of independent study options: YouTube lectures, forums like OpenTuition, and prep books from Kaplan or BPP.

• You can go full DIY or sign up with a tuition provider if you need structure.

• ACCA’s online portal is pretty easy to use, and they’ve got loads of practice kits.

ACA is more structured (and sometimes stricter):

• If you’re on a training contract, your employer usually provides approved tuition with Kaplan or another provider.

• ICAEW gives you access to a full online learning portal, mock exams, and progress tracking.

• Some students find this hand-holding helpful. Others? Not so much! It depends on how independent you like to be.

The bottom line is that ACCA gives you freedom, and ACA gives you a framework. Choose what fits your learning style best.

Final Thoughts

At the end of the day, it’s not about which qualification wins! It's about which one works for you.

If you’re all about flexibility, international opportunities, and building your own pace? ACCA might just be your match.

Prefer a structured path, UK-based prestige, and the security of employer support? ACA could be the way to go.

Either way, you’re stepping into a globally respected profession, and honestly, that’s a win no matter what letters end up after your name.

So go back to your goals, your lifestyle, your vision, and choose the one that fits you. You’ve got this.